:root{--blue:#1766d8;--deep:#072f85;--sky:#eaf4ff;--ink:#10233f;--muted:#5a6980;--line:#dce7f5;--white:#fff;--shadow:0 18px 50px rgba(22,71,135,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Pretendard,"Noto Sans KR","Apple SD Gothic Neo",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}.topbar{height:76px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,24px);position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);z-index:20;border-bottom:1px solid rgba(220,231,245,.75)}.brand{font-size:1.75rem;font-weight:900;color:var(--deep);letter-spacing:-.04em}.topbar nav{display:flex;align-items:center;gap:28px;font-weight:700}.nav-cta{background:var(--blue);color:#fff;padding:10px 20px;border-radius:999px}.hero{max-width:1400px;margin:28px auto 0;padding:0 28px;position:relative}.hero img{width:100%;display:block;border-radius:32px;box-shadow:var(--shadow);aspect-ratio:4/3;object-fit:cover}.hero-copy{display:none}.section{max-width:1180px;margin:0 auto;padding:110px 28px}.eyebrow{font-size:.82rem;letter-spacing:.2em;font-weight:900;color:var(--blue);margin:0 0 12px}.section h2,.apply-section h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.18;letter-spacing:-.045em;margin:0}.section-lead{font-size:1.12rem;color:var(--muted);max-width:720px;margin:20px 0 44px}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.category-grid article{background:linear-gradient(145deg,#f7fbff,#edf6ff);border:1px solid var(--line);border-radius:24px;padding:28px;min-height:180px}.category-grid span{color:var(--blue);font-size:.82rem;font-weight:900}.category-grid h3{font-size:1.35rem;margin:12px 0 6px}.category-grid p{color:var(--muted);margin:0}.benefits{max-width:none;background:var(--deep);color:#fff;padding-left:max(calc((100% - 1180px)/2 + 28px),28px);padding-right:max(calc((100% - 1180px)/2 + 28px),28px)}.benefits .eyebrow{color:#78b7ff}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:50px}.section-heading strong{font-size:clamp(1.5rem,3vw,2.6rem);color:#fff;background:var(--blue);padding:12px 24px;border-radius:16px;white-space:nowrap}.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.benefit-grid article{padding:28px;border:1px solid rgba(255,255,255,.15);border-radius:22px;background:rgba(255,255,255,.06)}.benefit-grid b{color:#74b7ff}.benefit-grid h3{font-size:1.3rem;margin:12px 0 6px}.benefit-grid p{color:#cfddf2;margin:0}.policy-note{margin:28px 0 0;color:#c9d9ee}.process ol{list-style:none;padding:0;margin:44px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.process li{display:flex;gap:18px;padding:24px 0;border-top:2px solid var(--line)}.process li b{color:var(--blue)}.process h3{margin:0 0 5px}.process p{margin:0;color:var(--muted)}.apply-section{background:linear-gradient(145deg,#eaf4ff,#f8fbff);padding:100px max(calc((100% - 1180px)/2 + 28px),28px);display:grid;grid-template-columns:.75fr 1.25fr;gap:70px;align-items:start}.apply-intro{position:sticky;top:110px}.apply-intro>p:not(.eyebrow){color:var(--muted);font-size:1.08rem}.apply-intro dl{margin-top:40px}.apply-intro dl div{border-top:1px solid #c7d9ee;padding:15px 0}.apply-intro dt{font-size:.85rem;color:var(--muted)}.apply-intro dd{font-weight:800;margin:4px 0 0}form{background:#fff;padding:38px;border-radius:28px;box-shadow:var(--shadow)}fieldset{border:0;padding:0;margin:0 0 38px}legend{font-size:1.25rem;font-weight:900;margin-bottom:22px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}label{font-weight:700;font-size:.93rem}.wide{grid-column:1/-1}em{font-style:normal;color:var(--blue);font-size:.78rem;margin-left:4px}input,select,textarea{width:100%;margin-top:8px;border:1px solid #cbd9ea;border-radius:12px;padding:14px 15px;font:inherit;color:var(--ink);background:#fff;transition:.2s}textarea{resize:vertical}input:focus,select:focus,textarea:focus{outline:3px solid rgba(23,102,216,.16);border-color:var(--blue)}.consent{display:flex;gap:10px;align-items:flex-start}.consent input{width:20px;height:20px;margin:3px 0 0;flex:0 0 auto}.privacy{font-size:.82rem;color:var(--muted);margin:12px 0 0}.form-error{color:#b42318;font-weight:700;margin-top:16px;min-height:1.6em}.submit-button{width:100%;border:0;border-radius:14px;padding:17px;background:var(--blue);color:#fff;font:inherit;font-weight:900;font-size:1.08rem;cursor:pointer;box-shadow:0 10px 22px rgba(23,102,216,.25)}.submit-button:hover{background:#0e55bc}.submit-help{text-align:center;color:var(--muted);font-size:.84rem;margin:12px 0 0}footer{min-height:120px;display:flex;align-items:center;justify-content:center;gap:22px;background:#071d42;color:#fff;padding:30px}footer strong{font-size:1.5rem}footer span,footer a{color:#b9cbe3}.floating-apply{display:none}
@media(max-width:820px){.topbar{height:66px}.topbar nav>a:not(.nav-cta){display:none}.hero{padding:0 16px;margin-top:16px}.hero img{border-radius:20px}.section{padding:76px 20px}.category-grid,.benefit-grid{grid-template-columns:1fr 1fr}.section-heading{align-items:flex-start;flex-direction:column}.process ol{grid-template-columns:1fr 1fr}.apply-section{grid-template-columns:1fr;padding:76px 20px;gap:34px}.apply-intro{position:static}form{padding:26px 20px}.floating-apply{display:block;position:fixed;right:18px;bottom:18px;background:var(--blue);color:#fff;padding:13px 20px;border-radius:999px;font-weight:900;box-shadow:0 10px 26px rgba(7,47,133,.3);z-index:25}}
@media(max-width:540px){.category-grid,.benefit-grid,.process ol,.form-grid{grid-template-columns:1fr}.wide{grid-column:auto}.category-grid article{min-height:0}.section h2,.apply-section h2{font-size:2rem}.section-heading strong{font-size:1.35rem}.hero{padding:0 10px}.hero img{border-radius:16px}footer{flex-direction:column;gap:4px}.nav-cta{padding:9px 15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* Unified promotional artwork and final category imagery */
.promo-stage{position:relative;width:100%;aspect-ratio:16/9;margin:0 auto;border-radius:32px;overflow:hidden;background:var(--sky);box-shadow:var(--shadow)}
.promo-slide{position:absolute;inset:0;width:100%;height:100%;display:block;object-fit:cover;opacity:0;transition:opacity .55s ease;border-radius:0;box-shadow:none;aspect-ratio:auto}
.promo-slide.is-active{opacity:1}
.promo-dots{position:absolute;left:50%;bottom:18px;transform:translateX(-50%);display:flex;gap:9px;z-index:2}
.promo-dots button{width:10px;height:10px;padding:0;border:0;border-radius:50%;background:rgba(255,255,255,.58);box-shadow:0 1px 6px rgba(0,0,0,.22);cursor:pointer}
.promo-dots button.is-active{width:28px;border-radius:99px;background:#fff}
.category-grid article{padding:20px 20px 26px;overflow:hidden}
.category-grid img{width:100%;aspect-ratio:1/1;object-fit:cover;display:block;border-radius:18px;margin-bottom:18px;background:#fff}
.category-grid h3{margin-top:8px}
@media(max-width:820px){.promo-stage{border-radius:20px}}
@media(max-width:540px){.promo-stage{border-radius:16px}}